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Play Live Baccarat online

Feel the fun with a huge selection of premium Live Baccarat games at PlayOJO, the home of live dealer games in the UK.

There’s a reason Baccarat is the game of choice for high rollers everywhere, but we believe this legendary card game should be accessible to anyone.

With hands from £1, a house edge of just 1% and money back on every bet with OJOplus, we’re on a mission to make Baccarat fair and fun for all. Play Baccarat now at the home of feelgood fun!

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What is Baccarat?

Baccarat has stood the test of time because of its simplicity. With just 3 bets to choose from and some hands lasting just 10 seconds, our Live Baccarat games are easy to play, fast-moving and seriously fun.

In Baccarat games, you can bet on the Player hand, Banker hand or Tie. Once you’ve placed your bets, our live dealers will play out the hands using the most popular Baccarat rules and tell you if you’ve won or lost.

Why play Live Baccarat at PlayOJO?

Join PlayOJO and you’ll discover the biggest selection of Live Baccarat tables online. Our tables are hosted by award-winning providers like Evolution Gaming, Pragmatic Play and Playtech, and use the latest live stream technology and most professional dealers.

You’ll get money back on every hand of live casino Baccarat with OJOplus, our no-nonsense perk that gives you real cash back in real time with no strings attached. We don't do wagering requirements on any of our offers, and all wins from bonuses are paid in cash.

Meet the next generation of Baccarat

Discover the very latest Baccarat games supplied by the world’s leading Live Casino software providers when you play Baccarat online at PlayOJO. That means high-definition video streams, premium online gaming interfaces and the friendliest live dealer Baccarat online.

Our live dealer Baccarat tables are open 24/7 with stakes from £1 to £10,000 per hand. If you fancy something a little faster, Speed Baccarat might be your game. Like a little extra sweat in your game? Try Baccarat Squeeze, where the dealers reveal cards more slowly for added drama.

Then there’s Lightning Baccarat with payouts of up to 521x, Mega Baccarat with a dice-powered Mega Round and Prosperity Tree Baccarat, where multipliers fall from the tree of wealth in every single hand.

How to play Baccarat

It’s surprisingly easy to play Baccarat online, because it’s a game of luck with only 3 bets to choose from. The Player hand pays 1 to 1, the Banker hand pays 0.95 to 1 and the Tie bet pays 8 to 1.

Each hand is dealt 2 cards – sometimes 3 – and the hand whose value is closest to 9 wins. You can read the full Baccarat rules in our Baccarat Guide.

FAQs

Of the three main bets in online Baccarat, the Tie has the biggest payout odds of 8 to 1. In new Live Baccarat games like Lightning Baccarat, these odds can be boosted up to 800 to 1 or more.

Each Baccarat bet has a slightly different house edge and RTP, because of the different payout odds and actual probabilities. The Player bet has an RTP of 98.76%, the Banker bet is 98.94% and the Baccarat Tie bet is 85.64%.

As Baccarat is a casino game that is 100% luck with purely random outcomes, even the best Baccarat strategies will struggle to return a profit in the long term. Some Baccarat players prefer to bet the Banker bet, as it has the lowest house edge.

The latest Live Casino Baccarat tables have many Baccarat side bets. The P Pair bet pays 11 to 1 if the Player’s first 2 cards are a pair. The B Pair bet is identical but for the Banker hand. The Perfect Pair pays 25 to 1 if either hand has 2 identical cards, or 200 to 1 if both hands have identical cards. Some tables also offer Either Pay, P Bonus, B Bonus and Super 6 side bets.

The Third Card Rule is a set of rules that determines whether a third card is dealt to either the Player or the Banker at Live Dealer Baccarat tables. If either the Player or the Banker has a total of 8 or 9 from the initial two cards (known as a "natural"), no more cards are dealt.

If the Player's total is 5 or less, they receive a third card. If the Player stands (does not draw a third card), the Banker's decision to draw or stand depends on their own hand and the value of the Player's third card.

Most Baccarat casino games are only available for real money in the UK, but there are a few Baccarat games you can try for free. If you have a verified PlayOJO account, log in and search for Evolution’s First Person Baccarat series or their Prosperity Tree Baccarat Live tables. You can also try Playtech’s Multi Table Baccarat and Baccarat 1 table for free.

In Live Casino Baccarat, just like other types of Baccarat online, the Player bet pays 1 to 1, the Banker bet pays 0.95 to 1 and the Tie pays 8 to 1. Some side bets may pay up to 200 to 1.

In land-based casinos, Baccarat players love to squeeze the corner of the second or third cards and peek at the number of pips down the side, adding an extra bit of theatre and anticipation to the hand. At some online Baccarat tables, the live dealer will squeeze a card, and the camera will zoom in on the part of the card the dealer reveals, before the card is turned over.

Yes, there are over 40 Live Baccarat games at PlayOJO, all of which can be played for real money. Minimum bet sizes for this type of live dealer Baccarat start at £1 per hand.

Play online Baccarat at PlayOJO and you’ll get the best deal online, including Club OJO perks and money back on every hand with no strings attached via OJOplus. We don’t do traditional casino bonuses because we believe in fair, open rewards with no sneaky terms. You will get a casino welcome package with your first deposit though, with no wagering requirements at all.